Reminder: Rotary Shred Event Saturday September 28th

The date is getting nearer so we want to make sure the word is out! The Poughkeepsie Arlington Rotary is holding a Community Shred Event hosted by LaGrange Pharmacy and Bridgeway Federal Credit at the new plaza at the junction of Routes 82 and 55 in LaGrangeville, NY. Only 3 more weeks to gather your confidential paperwork to take advantage of this great opportunity to securely dispose of your paperwork as well as support a great cause.

On-site shredding service will be provided by HV Shred, Inc from 9am-noon. 100% of the suggested $10 per box/bag donation will go to the community improvement projects run by the Poughkeepsie Arlington Rotary.

No need to worry about staples, paperclips, spiral notebooks, or even bank books. HV Shred’s high tech shredding knives can easily shred through all that. In addition, all the shredded paper is recycled helping to preserve and protect our local and global environment.

For more information, please contact Judith a (845) 705-7279

We’re looking forward to a big crowd so we can fully fund all the Poughkeepsie Arlington Rotary programs in the upcoming year.

Help us make it a success–and protect your identity and the earth as well!

See you Saturday, September 28th 9am-noon at 1520 Route 55 in LaGrangeville NY 12540

Another Small Business Scam to Be Wary Of

Here it is—Labor Day! Time to put away the bathing suits and get back into our business suits. As always, rule #1 when it comes to identity theft best practices is always be wary and mindful of scams.

One that never seems to go away and has the goal of scaring small-business owners and corporations into “so called compliance” is solicitations for preparing so-called required corporate records. The fee can be $125 or more for preparing the documents. A return envelope is often included. The paperwork looks legitimate and looks like it could be from a state government office.

It is nothing but garbage—our favorite advice is “shred it!”.

There have been reports of church leaders and sorority sisters getting similar forms, too. So if you received something in the mail because of some corporate affiliation, read it very, very carefully before sending any money. And definitely check with your accountant to double check legitimacy.

Regulators say solicitations are hitting small-business owners in several states.
The target is a small-business owner who is busy juggling many duties and may be tricked into thinking that some state government agency is requiring yet another form and another fee.

The so-called compliance solicitation can include a form called “2013 — Annual Corporate Records Form.” Accountants say the letter attempts to confuse unsuspecting business owners by using “official-looking documents.”
It’s misleading. Don’t fall for it. Again, our favorite advice is “Shred It!”

For more information on best practices regarding identity theft prevention and government compliance issues, please visit www.hvshred.com

Back to College ID Theft Advice

At HV Shred, the majority of our clients are commercial. Nevertheless, we like to use our blog for public service type announcements. We came across this good advice in one of our trade journals so wanted to pass it along.

It’s the season where we experience the bittersweet send off of our “not so young anymore adults” to college.

In reality, most students are not required to take any personal finance classes in high school. When they head off to college they have to not only learn how to get to their classes but how to take care of their own budget. Please remember to talk to your kids about identity theft before they head off to college. Some basic things to remind them:
• Lock up your personal information. Too many people are coming and going in a dorm room.
• Shred everything with personal information before you toss it.
• Learn how to check your credit score. This should be done at least once a year or better yet once a semester.

For more practical advice on best practices related to identity theft prevention, please visit www.hvshred.com

Paper-based ID Theft Still Predominates

Despite all the worries about on-line hacking, paper based identity theft is still appears to be the most prevalent. Criminals do what is easiest—there’s nothing much easier than going through the garbage at likely targets.

Along those lines, in a recent article in FCW: The Business of Federal Technology, Stephen Warren, Acting Assistant Secretary for Information and Technology at the Department for Veterans Affairs cited paper based compromises as the leading cause of data breaches at the VA.

Warren briefed reporters Aug. 8 on the data breach reports his agency submitted to Congress for April, May and June, and stated that while theft of electronic devices containing patient information is rare and “holding steady,” upwards of 98 percent of data breaches continue to involve “physical paper.”

Problematic paper records include documentation misplaced, mishandled or improperly mailed by agency employees – VA’s data breach report over the three-month period suggests such mistakes happen hundreds of times per month. In many such cases, a veteran’s claim – containing Social Security numbers, address, compensation and pension claim ratings – is exposed publicly or sent to the wrong veteran.

Warren offered the reassurance that patients that experience privacy issues are frequently offered credit protection services from VA.

Over the three-month period, no data breaches were classified as high risk, and most were rated as low risk.
Taking a lesson from the VA, whether it’s a government entity, a private business, or personal paperwork, best practices recommend it’s always a good idea to have systems in place to properly handle confidential paperwork. When discarding, shredding and recycling is often the simplest and most secure.

For more on secure document destruction please visit www.hvshred.com

Best Practices When Email is Hacked

The Federal Trade Commission is the government office most involved with helping Americans avoid as well as make it through identity theft issues. Their website is a good source for information when it comes to best practices in identity theft prevention.

In a recent blog called “Hacked Email”, the Federal Trade Commission listed several new tips to help people deal with email and social networking hacks, whether it’s lessening the chances of a hack in the first place, or recovering from a hack once it happens. http://www.onguardonline.gov/articles/0376-hacked-email

The FTC identifies signs an account may have been hacked such as friends and family members receiving messages the user didn’t send, a sent folder emptied, social media posts the user didn’t create, or email or other accounts the user can’t open.
If consumers think they have been hacked, the FTC encourages them to take the following actions:
• Make sure security software is up-to-date and delete malware;
• Change passwords;
• Check with their email provider or social networking site for information about restoring the account;
• Check account settings; and
• Tell your friends

Using unique passwords for important sites like banking and email and safeguarding user names and passwords can help users protect themselves from hackers. The FTC recommends users turn on two-factor authentication if a service provider offers it; not click on links or open attachments from unknown users; and only download free software from sites a user knows and trusts. When using a public computer, do not let web browsers remember passwords, and log out of all accounts when finished.

For more information on best practices for identity theft prevent, please visit www.hvshred.com

Identity Theft and Children in the Digital World

Primarily, HV Shred services businesses. Nevertheless, our goal is to help educate our community on best practices when it comes to identity theft. Education of our youth is key to a future of savvy adults who are in many ways already stewards for protecting private information.

In this case, a new summer movie is a great conversation starter. The Bling Ring, starring Emma Watson and directed by Sofia Coppola, is based on the true story of a group of teenagers who used social media to identify celebrities who weren’t at home – and then rob them.

The plot combines many elements that appeal to teens: Hollywood, celebrities, luxury, fashion, and naïve recklessness. Parents can find a takeaway, too – the opportunity to speak with their teens about the information they share online and the risks involved. As The Bling Ring demonstrated, what is posted online can lead to unintended consequences (such as, in Paris Hilton’s case, the theft of $2 million in jewelry).

First and foremost, strongly suggest your child limit how and with whom he or she shares information. Encourage your teens to set the privacy and security settings on accounts to their comfort level for information sharing.
The Bling Ring crew used publicly accessible social media posts by celebrities to determine their whereabouts and then burglarized vacant homes. While your family may not be targeted the way Hollywood celebrities are, don’t make the same mistake. A post like, “Going away with the family for Fourth of July!” or posting pictures from your hotel could serve as a helpful tip for a prowling burglar if they’re able to read it.

Protect Your Personal Information

Personal information posted online can be misused in a lot of unpleasant ways, including identity theft and stalking. According to the Center for Missing and Exploited Children, two in five missing teenagers ages 15 to 17 are abducted in connection with some kind of Internet activity.

Encourage your teen to be cautious about the personal information they share on social networking sites. Your teen should never reveal his or her address or phone number and use extra precautions to meet an online acquaintance, like going with a group of friends. Remind your teen not to accept friend requests from people they do not know.
Children and adults alike need to work together to protect personally identifying information.

For more tips on best practices in the world of identity theft prevent, please visit www.hvshred.com

Rotary Shred Event September 28th

It is with great pleasure we announce a Community Shred Event to benefit the Poughkeepsie Arlington Rotary hosted by LaGrange Pharmacy and Bridgeway Federal Credit  at the new plaza at the junction of Routes 82 and 55 in LaGrangeville, NY.

On-site shredding service will be provided by HV Shred, Inc from 9am-noon.  100% of the suggested $10 per box/bag donation will go to the community improvement projects run by the Poughkeepsie Arlington Rotary.

No need to worry about staples, paperclips, spiral notebooks, or even bank books.  HV Shred’s high tech shredding knives can easily shred through all that.  In addition, all the shredded paper is recycled helping to preserve and protect our local and global environment.

For more information, please contact Judith a (845) 705-7279

We’re looking forward to a big crowd so we can fully fund all the Poughkeepsie Arlington Rotary programs in the upcoming year.

Help us make it a success–and protect your identity and the earth as well!

See you Saturday, September 28th 9am-noon at 1520 Route 55 in LaGrangeville NY 12540

Medical Identity Theft-Tips and Tools

Another of our favorite sources for ID Theft information is the Identity Theft Resource Center.   This week’s blog is credited to Sam Imandoust, Esq, a legal analyst from ITRC.  Sam warns about prescription fraud–when an identity thief, using your personal information, has a prescription issued and possibly filled under your name.

An identity thief using your identity to be prescribed restricted medications, may also use your health insurance to purchase the medication. This means that you, the victim, will often get left with the bill for any unpaid expenses the identity thief incurs while using your identity and medical insurance.

It is important to be alert for any explanation of benefits (EOB) you receive from your health insurance provider or bills for medical services you did not seek or receive. This may be your best warning that an identity thief is abusing your medical identity and insurance.

Unfortunately, there are worse consequences to being a victim of prescription fraud than bearing the brunt of fraudulent medical bills. When an identity thief uses your medical identity to be prescribed medication, this information will be incorporated into your health record. Any subsequent medical personnel looking at your record will see the new prescriptions and make medical decisions based on this fraudulent record. Prescription fraud victims have discovered they were victims of identity theft and prescription fraud after their pharmacy refused to fill their current, valid prescription because it conflicted with another medication prescribed to the identity thief.

The best defense to prescription fraud or any identity theft is to be keenly aware of your personal information. Any documents that contain personal information such as your birth date, Social Security number, driver’s license number, or insurance plan information, should be stored somewhere safe and secure or shredded when no longer needed. Do not carry your Social Security card, military identification, or Medicare card on your person as they have your Social Security number on them and are extremely helpful in the hands of an identity theft. New military identification cards no longer have Social Security numbers on them, so if you have an old military ID you can always renew your card to reduce your risk of identity theft.

For more on identity theft best practices, please visit www.hvshred.com

Balance Convenience of Wi-Fi with Safety

One of our newest favorite blogs to follow is Staysafeonline.org.  In a recent post by Emily Eckland, Director of Digital Strategy & Awareness Campaigns, she shared valuable tips for using Wi-Fi spot while vacationing this summer.  It’s a great convenience to be able to use our devices in airports, hotels, train stations, coffee shops and other public places, but be aware they’re often not secure.

Be cautious when connecting to Wi-Fi hotspots and mindful that you’re likely online through an unsecured or unprotected network.

Tips she advises:

•Keep a clean machine. Having the latest security software, operating system, web browser and apps is the best way to protect yourself from the malware and other threats you may encounter when using public Wi-Fi.

•Be wary of the sites you visit and the information you share while doing so.  When entering personal information over the Internet (logging into email or social networking sites or banking or shopping), make sure the website is encrypted. Encrypted websites use https://.  Look for https:// on every page, not just the login or welcome page.  You can force a website to https:// by adding the “s” in front of URL.

•Avoid connecting to hotspots that don’t seem legitimate or are misspelled.  It’s not uncommon for cybercriminals to set up Wi-Fi hotspots called “free Wi-Fi” in airports and hotels.

•Be wary of pop-up windows that prompt you to accept and install software updates when using hotel Internet connections. Last year, the FBI and the Internet Crime Complaint Center issued a warning about a rise in malware being installed on travelers’ laptops.

•Remember, a 3G/4G connection is safer than an unsecured Wi-Fi connection when shopping, banking and using other websites that access personal information.

•Consider turning off features on your computer or mobile devices that allow you to automatically connect to Wi-Fi.

•Turn off Bluetooth when you’re not using it. Bluetooth-enabled devices like headsets and wireless keyboards are great accessories for traveling, but can leave you and your personal information at risk. When these devices are not in use, turn off the Bluetooth setting on your phone or tablet. If you leave the functionality on, cybercriminals can pair with your device’s open connection and steal personal information.

For more on ways to protect your personal information and stay safe from ID Theft, please visit www.hvshred.com

Keep Life Simple and Limit Exposure to Identity Theft

On the HV Shred blog, we frequently repeat  the tips for best practices regarding identity theft and it always feels like a good time for a reminder.

First of all, keep private paperwork under lock and key. At home and at work be mindful to find a safe place for your wallet or purse.

Live the simple life and limit what you carry. Take only the identification, credit, and debit cards you need. Leave your Social Security card at home. Make a copy of your Medicare card and black out all but the last four digits on the copy. Carry the copy with you  — unless you are going to use your card at the doctor’s office.

It’s YOUR personal information and it helps to demonstrate to your fiduciaries that you care what happens to it and they should too.  Before you share information at your workplace, a business, your child’s school, or a doctor’s office, ask why they need it, how they will safeguard it, and the consequences of not sharing.

Shred receipts, credit offers, credit applications, insurance forms, physician statements, checks, bank statements, expired charge cards, and similar documents when you don’t need them any longer.

Destroy the labels on prescription bottles before you throw them out. Don’t share your health plan information with anyone who offers free health services or products.

Take outgoing mail to post office collection boxes or the post office. Promptly remove mail that arrives in your mailbox. If you won’t be home for several days, request a hold on your mail.

When you order new checks, don’t have them mailed to your home, unless you have a secure mailbox with a lock.

Consider opting out of pre-screened offers of credit and insurance by mail.

Simplicity will help limit exposure–when the volume of shredding is beyond what your office shredder can handle, consider contacting us at HV Shred.  www.hvshred.com.  In addition to security, we recycle everything we shred–helping clients go green too!