Year End/New Year Records Management Assessment Time

This last calendar month of the year and going into the first calendar month of 2016 is a good time to reflect and take stock of your record keeping process. Every business has the responsibility to safely and securely store and dispose of personally identifying private information. Not to mention, the huge legal liability in the face of HIPPA, Gramm-Leach Bliley and the whole alphabet soup of federal and state legislation that holds businesses accountable.

There are a variety of privacy concerns to consider, in addition to setting the clients’ minds at ease. When it comes to document destruction and shredding services, the best way to ensure simplicity and quality is to hire an outside firm to shred your sensitive papers. For professionals such as lawyers, physicians, and accountants, the easiest and most efficient method happens to be the method required by federal law.

A company that uses a mobile document shredding unit is the best available, since the document destruction capabilities go wherever they’re needed. No matter your business, no matter the location, a mobile shredding service can handle the task for you.

When hiring a document shredding firm, be sure to ask whether it’s necessary for you to prepare the documents for destruction – and if it is, keep looking. The most efficient way to eliminate old documents and expired paperwork is to simply hand them over to the professionals in charge of shredding. Spending hours removing every paper clip, rubber band and staple isn’t a good use of your company’s time, so make sure the shredding-and-baling unit your document destruction firm uses is a powerful one.

If your firm generates a substantial amount of paperwork every week, it might be a good idea to hire a document destruction company that makes regular pickups. Many companies will provide disposal bins, complete with lock and key. Schedule a regular pickup time, and make sure to have one or two employees serve as a regular liaison to the document destruction firm’s representatives. Your clients’ privacy will be worth it.

HV Shred can service all of your mobile document destruction needs. We offer same-day and next-day service, as well as routine service without hidden fees or surcharges. Our document shredding and mobile document shredding practices all conform to shredding regulations outlined in HIPAA, GLBA, and FACTA

For more on best practices in identity theft protection and navigating the alphabet soup of legislation, please visit www.hvshred.com

We are Extra Thankful for Record Recycling Numbers in November

We are full force into the 2015 Holiday Season and we got an early gift of our busiest November yet.  Over the course of the month of November, thanks to the support of the local business community, HV Shred helped shred and recycle enough paper to protect over 1500 trees and nearly 300 cubic yards of landfill.

Protecting identities and the environment are our top priorities.

Our mission is clear:  We are dedicated to delivering heartfelt, relationship focused service ensuring security, compliance, and sustainability for the business and local community. Secured data destruction customized and executed with appreciation and enthusiasm by our hand-picked, fully vetted team of professionals to safeguard confidentiality as well as protect and preserve the environment. We are the identity protection company who puts the confidence in confidential.

For resources and results for all manner of things related to identity theft protection and best practices in the realm of securely destroying and disposing confidential data, please visit www.hvshred.com

Best Practices on Cyber Monday

Thanksgiving officially kicks off the holiday season highlighted by Black Friday, Small Business Saturday, and Cyber Monday.  This week’s blog is adapted from one of our favorite on line safety resources–OnGuard Online produced by the FTC.  Yes, Cyber Monday promises unbelievable savings – but before commencing your shopping, here are some tips to help you save money and protect your personal information:

Know the seller and the item. Put the company or product name in a search engine, along with “review,” “complaint,” or “scam.” Read the reviews. Be sure you can contact the seller if you have a dispute.

Avoid clicking links in emails. Scammers know it’s Cyber Monday, too. Their phishing scams are after your money or personal information. If an unexpected email promises awesome online deals, don’t click on those embedded links. Check out the company first, confirm its web address, and type it in yourself.

Pay by credit card. Credit cards give you extra protections – like the right to dispute charges and temporarily withhold payment during an investigation. Whatever the deal might be, never mail cash or wire money to online sellers. And if a company insists you only pay with a gift card, it’s probably a scam.

Ensure happy returns. What are the site’s return or exchange policies? Is there a re-stocking fee?

Have a safe checkout. Look for a URL that starts with https. (The ‘s’ stands for secure). If there’s no ‘s,’ if you have doubts, or if you’re asked to email payment info, leave the site.

Keep records. Print or save records of online transactions until you get the goods. Keep the product description and price, receipt, return policy, and any emails related to your purchase.

For more on best practices in all things related to identity theft, please visit www.hvshred.com

Vigilance Still Required with New Credit Card Chip

This week our blog post is adapted from a recent FBI press release.  In October 2015, most U.S. banks will have replaced hundreds of millions of traditional credit and debit cards, which rely on data stored on magnetic strips, with new payment cards containing a microchip known as an EMV chip. While EMV cards offer enhanced security, the FBI is warning law enforcement, merchants, and the general public that no one technology eliminates fraud and cybercriminals will continue to look for opportunities to steal payment information.

With traditional credit cards, the magnetic strip on the back of the card contains static personal information about the cardholder. This information is used to authenticate the card at the point of sale (PoS) terminal, before the purchase is authorized. When a consumer uses an EMV card at a chip PoS terminal, that transaction is protected using the technology in the microchip. Additionally, consumers will be able to continue to use the magnetic strip on the EMV card at retailers who have not yet implemented chip PoS terminals. When the card is equipped with a personal identification number (PIN), which is known only to the cardholder and the issuing financial institution, issuers will be able to verify the user’s identity. Currently, not all EMV cards are issued to consumers with the PIN capability and not all merchant PoS terminals can accept PIN entry. EMV transactions at chip PoS terminals provide more security of consumers’ personal data than magnetic strip PoS transactions. In addition, EMV card transactions transmit data between the merchant and the issuing bank with a special code that is unique to each individual transaction. This provides the cardholder greater security and makes the EMV card less vulnerable to criminal activity while the data is transmitted from the chip enabled PoS to the issuing bank.

Although EMV cards provide greater security than traditional magnetic strip cards, an EMV chip does not stop lost and stolen cards from being used in stores, or for online or telephone purchases when the chip is not physically provided to the merchant, referred to as a card-not-present transaction. Additionally, the data on the magnetic strip of an EMV card can still be stolen if the merchant has not upgraded to an EMV terminal and it becomes infected with data-capturing malware.

As always, consumers should closely safeguard the security of their EMV cards and PINs. This includes being vigilant in handling, signing, and activating a card as soon as it arrives in the mail, reviewing statements for irregularities, and promptly reporting lost or stolen credit cards to the issuing bank. Consumers should also shield the keypad from bystanders when entering a PIN, as PINs are vulnerable to cybercriminals who work to steal these numbers to commit ATM and cash-back crimes.

So too, merchants need to remain vigilant and the FBI encouraged adopting additional security measures to ensure the authenticity of cards used for transactions.

For consumers and merchants, vigilance remains key.

For more on best practices regarding identity theft please visit www.hvshred.com

Staying Protected While Connected

the Department of Homeland Security recently had a valuable post regarding best practices related to staying protected in our increasingly connected mode of living.

In his October, 2015 blog, Andy Ozment, Assistant Secretary, Cybersecurity and Communications observed that most of us have developed a very close relationship with our mobile devices: we carry them with us throughout the day, check them frequently, and even sleep with them nearby at night. Although mobile devices allow us to instantly connect with friends and family, to access the internet, get directions, and make purchases, this increased convenience also comes at an increased risk. Many of these online activities require us to provide personal information such as our name, email address, account number, and credit card information. This puts us at an increased risk of having this information compromised by cyber criminals.

In his role as Assistant Secretary, Cybersecurity and Communications at The Department of Homeland Security he urged all Americans to follow these simple steps to ensure the security of their personal information online:

  • Keep your private information private. Avoid sharing your full name, address, and other personal information online. Frequently check a website’s privacy options to ensure you have enabled the highest level of privacy as options may get updated or changed completely.
  • When in doubt, throw it out. Links in emails, tweets, posts, and online advertisements are often how cybercriminals compromise your computer or mobile device. If it looks suspicious, it’s best to delete it, even if you know the source. If appropriate, mark the message as “junk email” so that future messages from the sender do not end up in your inbox.
  • Set strong passwords. Setting passwords that are long, unique, and hard to guess is one of the most important things you can do to protect your online accounts. Changing passwords regularly and using different passwords for different accounts goes a long way to protecting your online information.
  • Secure your accounts. Ask for protection beyond passwords. Many websites now offer additional ways for you verify your identity are before you conduct business on their sites, such as two-factor authentication.
  • Secure your mobile device. In order to prevent theft and unauthorized access, use a passcode to lock your mobile device and always lock it when it’s not in use. Never leave your mobile device unattended in a public place.

For more on identity theft best practices please visit www.hvshred.com

A Very Special Veteran Highlights Evening for CPAs, Bankers, & Attorneys

HV Shred President Judith Papo had the pleasure and privilege to introduce Coach Levy at the annual Banker, Attorney, CPA Networking Event

HV Shred President Judith Papo had the pleasure and privilege to introduce Coach Levy at the annual Banker, Attorney, CPA Networking Event

This past Wednesday evening the NYS Society of CPAs hosted nearly 200 professionals as one and all enjoyed an evening of networking, good food, and a fantastic presentation by the one and only Coach Marv Levy.  Coach Levy’s program shared insights not only from his years as one of the most successful NFL coaches ever–taking his Buffalo Bills to an unprecedented and never duplicated four straight Super Bowls,  but also from his time in service during World War II.

His pillars of success are “PR”–Preparation and Resilience; and he vetted his team members and coaches for those characteristics.  Everything else flows from preparation and resilience.

Again, we thank our sponsors:  Gold Sponsors TD Bank and Orange County Trust; Silver Sponsors HVFCU, Lakeland Bank, Salisbury Bank, and Walden Savings; and our Bronze Sponsors: HV Shred, Catskill Hudson Bank, Empire State Bank, Jeff Bank, and Tompkins Mahopac Bank.

We look forward to continuing to improve and grow the event in 2016 so please feel free to check in with your feedback.  You can contact Judith at judith@hvshred.com

HV Shred truly enjoys being a part of community events–to learn more about our community involvement as well as invite us to join your community event please visit www.hvshred.com

Best Practices for On-line Safety-The Spooky Tale of Life After Death On-Line

Halloween has come and gone another year but before we move on to Thanksgiving, here’s one more spooky topic to consider. A recent post by Carol Kando-Pineda , Counsel at the FTC’s Division of Consumer & Business Education, we are reminded that we must consider the “life after death” of our virtual accounts.

Kando-Pineda recognizes most of us don’t really want to talk about: the truth is, we’re all going to die someday. Maybe you’ve already started thinking ahead: planning for your funeral, the care of loved ones and disposal of your property. But what about your online life? All the digital files, photos, posts and other accounts you leave behind might cause a lot of inconvenience – even fraud or identity theft – for your loved ones to clean up. Here are a few tips to figure out a plan for your online life after death.

  • Count your accounts. Make an inventory of your digital life, including accounts for email, social media, blogging, gaming, and cloud storage. Keep track of each site’s name, URL, your user name, password, your wishes for each, and other information that might be necessary for access. Some of your accounts may involve money – either real-world or online currencies – and may require additional attention. Keep your inventory secure and out of plain sight. Don’t attach your inventory to your will which becomes a public document after your death.
  • Get in the know – now. Many accounts will let you make arrangements now or name someone to manage the account after your death. Research your options.
  • Who can help? You might want to name a digital executor to handle all these tasks after your death, preferably someone who has experience with online accounts and will understand how to carry out your instructions – or make decisions about issues that you might not have foreseen. You can select a friend or family member to be your digital executor or you can hire a third-party service to help you.

For more on identity theft best practices as well as tips for on-line safety, please visit www.hvshred.com

Rotary Community Shred Event

A strong turnout helped make our 3rd Annual Rotary Event a success!

A strong turnout helped make our 3rd Annual Rotary Event a success!

Thanks to all who came out in support of our 3rd Annual Poughkeepsie-Arlington Rotary Shred Event.  With strong support from Rotarians throughout the area and a generous public we helped raise over $1500!  Along the way, we also helped save approximately 40 trees and 6 cubic yards of landfill.

Special thanks to our fundraising chair Joe Pedota (and his daughter), Jim Brown our treasurer collecting the donations, Tom McCormack and his grandson, Elliot Sussin, David Schmidt, and the others I am shamefully forgetting to name.  It was a strong group effort.

Thanks also to our hosts from Bridgeway Federal Credit Union namely President and CEO Michelle McCourt and branch manager Jenny Fox.  LaGrange Pharmacy helped us raise additional monies with some fun gift baskets to raffle off.  Definitely stop by the store at 1520 Route 55 in LaGrangeville to check out the fun stuff they have in their totally remodeled HallMark store inside the pharmacy.

LaGrange Pharmacy helped raise money by donating HallMark gift baskets

LaGrange Pharmacy helped raise money by donating HallMark gift baskets

Keep your eyes peeled for our 4th annual event in 2016!

October is Cyber Awareness Month

It turns out, October is National Cyber Security Awareness Month, and it’s a great time to be #CyberAware. The Organization has crafted several resources to help the public including:

  • For parents and teachers, there is Net Cetera resources for tips on starting the conversation with kids about online safety.
  • For more information on identity theft remedies visit identitytheft.gov for step-by-step; find advice that can help you limit the damage, report identity theft, and fix your credit.

There are definitely some great resources to share with your family, friends, co-workers, and community.

We encourage all individuals to participate this October; it’s always a great time to raise awareness on how to be safe, secure, and responsible online.

For more on identity theft best practices, please visit www.hvshred.com

Community Shred Event to Benefit Poughkeepsie Arlington Rotary

Just 2 weeks now until our big Shred for a Cause Rotary Community Shred Event!  Saturday, October 17th! HV Shred invites one and all for a community shred event to benefit the Poughkeepsie-Arlington Rotary. From 9am until noon on Saturday, October 17th in the Bridgeway Federal Credit Union parking lot on Burnett Boulevard in Poughkeepsie HV Shred will be shredding on-site for $10 per box donation to support the local programs of the Poughkeepsie Arlington Rotary.

No need to worry about staples, paper clips, checkbooks, folders, envelopes-HV Shred can shred it all–and you will get to witness the shredding right before your eyes.

In addition to the feel good of knowing everything is securely destroyed and also recycled to help preserve the environment, 100% of the event proceeds go to benefit the programs of the Poughkeepsie-Arlington Rotary.

For more information, please visit www.hvshred.com