More on Tax Time Vigilance

Picking up where we left off last week, tax time is a time to step up our vigilance regarding identity theft.

Once again, identity theft still tops the list of taxpayer concerns. According to the most recent Javelin Strategy & Research, identity thieves stole $16 billion from 12.7 million US consumers in 2014.

More tips for best practices in identity theft protection:

  1. Be mindful of the information you are sharing on-line.  Data-mining is the practice where companies gather information people are sharing about themselves on line.  When making purchases or signing up for newsletters, only provide the information that the company needs: you don’t have to give out all of your information. When you do opt in to offer personal information, check the site’s privacy policy to find out how that information might be shared with other companies.
  2. It’s an old chorus but that because it’s critical: use smart passwords.  Use a password keeper to help you keep track but do not cut corners on passwords!
  3. Games and memes are fun—but also frequently ask for personal information like your mother’s maiden name or the street you grew up on. Definitely DO NOT post such information on your social media—that’s like opening your wallet and giving it away!
  4. Be wary of phishing schemes. Phishing often comes in the form of an unsolicited email or a fake website that poses as a legitimate site such as the IRS or your bank in order  to get you to disclose your personal or financial information. Don’t follow any links from these e-mails to any websites where you might be asked for your personal information. Verify that you’re on a legitimate site before sharing your data; if you must access a particular site, log out from any links that you’re not sure about and navigate directly to the site instead. And remember: the IRS will not initiate contact with you by email (or phone) to discuss your account.

We’ll finish with one more round of tips next week.

We always invite you to view more on identity theft protection at www.legalshredinc.com

Setting up Secure Home Networks

This week’s blog is adapted from the FTC’s OnGuard OnLine Blog.  In a recent post, Attorney Lisa Weintraub Schifferle from the FTC Division of Consumer and Business Education addressed the importance of making sure home networks are set up securely.  To keep it secure, Weintrabu Schifferle urges homeowners to secure the router.

Why pay attention to that little box with the flashing lights? Your router lets you connect with the internet and communicate with other devices in your home. So, it’s your first line of defense in guarding against attacks by identity thieves and hackers.

How can you make your router more secure? Start with these steps:

  • Change the name of your router.The name of your router (also called the SSID or service set identifier) is usually a default ID assigned by the manufacturer. Change it to something only you know.
  • Change your router’s pre-set passwords.Your router also usually comes with a default password. Hackers know these default passwords. So, change yours to something unique, long and complex – think at least 12 characters, with a mix of numbers, symbols and upper and lower case letters.
  • Turn off any “remote management” features. Some routers offer remote management for tech support. Don’t leave these features enabled. Hackers can use them to get into your home network.

Maintenance is also important.  Once your router is set up, don’t just stick it in a corner gathering dust. Instead, keep it up to date. Over time, the software that comes with your router may need updates. Visit the manufacturer’s website periodically to see if there’s a new version available for download. Or register your router with the manufacturer and sign up to get updates. If you lease a router, check if your internet service provider issues updates automatically.

For more on best practices for identity theft protection and on-line safety, please visit www.legalshredinc.com

A Refresher for Identity Theft Protection Basics

Let’s get the new year started with a review of the basics for identity theft detection.  There are many ways that you might discover someone is using your information:

  • You see withdrawals from your bank account that you can’t explain.
  • You don’t get your bills or other mail.
  • Merchants refuse your checks.
  • Debt collectors call you about debts that aren’t yours.
  • You find unfamiliar accounts or charges on your credit report.
  • Medical providers bill you for services you didn’t use.
  • Your health plan rejects your legitimate medical claim because the records show you’ve reached your benefits limit.
  • A health plan won’t cover you because your medical records show a condition you don’t have.
  • The IRS notifies you that more than one tax return was filed in your name, or that you have income from an employer you don’t work for.
  • You get notice that your information was compromised by a data breach at a company where you do business or have an account.

 

If you see one of these warning signs of identity theft, act quickly. Taking these steps will help you limit the damage.

  1. Call the companies where you know or suspect fraud occurred.
  2. Place a fraud alert on your credit reports and get copies of your report.
  3. Report identity theft to the FTC.
  4. File a report with your local police department.

Then, take a deep breath and begin to repair the damage. Depending on your situation, your next step might be closing accounts opened in your name, or reporting fraudulent charges to your credit card company. There are some good resources at IdentityTheft.gov.

Another great resource is www.hvshred.com; we can help securely dispose of your confidential data.

Starting the new year with a new name and more enthusiasm than ever

We are so excited for our new name and new horizons I am posting the news 2 weeks in a row.

Like each year before it since we incorporated in 2007, 2015 has been our best year yet!

We shred and recycled enough confidential paperwork to protect over 20,000 trees and nearly 4000 cubic feet of landfill.  That’s over 45% more than 2014.

As Legal Shred, we will surely surpass those numbers and hit another record in 2016.

Whether you’ve been a client since the beginning or just joined us recently; whether you have used our service just once or twice or on a weekly, monthly, or on-call basis, we are grateful for your support.

In 2016, we will continue to deliver heartfelt, relationship-focused service. Ensuring security, compliance, and sustainability for the business and local community is our top priority. Our team of professionals will provide secure data destruction to safeguard confidentiality and preserve the environment through recycling. We are the identity protection company who puts the confidence in confidential.

One thing is changing…to facilitate our growth, we are transcending our HV Shred cocoon and renaming ourselves Legal Shred of the Hudson Valley. This will help us grow into neighboring markets north, south, east, and west spreading our brand beyond our hometown.

As president, I am still at your service and always welcome your feedback, questions, and concerns.

We consider our clients part of our extended family and look forward to continuing to grow and improve with your support and partnership.

Happy New Year–and please let us know what we can do better and what we can offer to satisfy all your data security needs!

More information www.hvshred.com

HV Shred changes name to mark growth in 2016 and beyond!

Like each year before it since we incorporated in 2007, 2015 has been our best year yet!

Whether you’ve been a client since the beginning or just joined us recently; whether you have used our service just once or twice or on a weekly, monthly, or on-call basis, we are grateful for your support.

In 2016, we will continue to deliver heartfelt, relationship-focused service. Ensuring security, compliance, and sustainability for the business and local community is our top priority. Our team of professionals will provide secure data destruction to safeguard confidentiality and preserve the environment through recycling. We are the identity protection company who puts the confidence in confidential.

One thing is changing…to facilitate our growth, we are transcending our HV Shred cocoon and renaming ourselves Legal Shred of the Hudson Valley. This will help us grow into neighboring markets north, south, east, and west spreading our brand beyond our hometown.

As president and owner, I am still at your service and always welcome your feedback, questions, and concerns.
We consider each of our clients part of our extended family and look forward to continuing to grow and improve with your support and partnership.

Happy New Year to all!

HV Shred will now operate as Legal Shred as we expand our family beyond the borders of the Hudson Valley region.

HV Shred will now operate as Legal Shred as we expand our family beyond the borders of the Hudson Valley region.

Resolve to Protect Your Identity in 2016

It’s that time of year for New Year’s resolutions and always a good time to take stock of how mindful you are of protecting one of your most valuable assets—your identity. Javelin Strategy & Research reported that about 12.6 million people were victims of identity theft in 2012, an increase of more than one million from the previous year. One likely reason: a spike in Web site data breaches. LinkedIn, Sony and Zappos are among the high-profile businesses attacked in recent years. Javelin found that nearly one in four people who were notified that their data had been compromised in a breach became victims of identity theft last year. The fix: Create a variety of passwords so that a thief won’t be able to use a password stolen from one site to enter another. Passwords for your e-mail and financial accounts, in particular, should be unique. Create longer passwords that contain a mix of upper- and lowercase letters, numbers, and symbols.

Resolve to review your credit reports quarterly this year and each bank and credit card statement you receive for unauthorized transactions. Bills from medical providers for services you never received could mean someone is posing as you to get treatment. Make a habit of shredding documents that contain sensitive information.

Resolve to be more protective of your phone number and birthday—avoid the temptation of sharing too much information on social media. It’s not just your “friends” who are monitoring your posts!

Resolve to keep your security software up to date and get notices from your bank and credit card companies for suspicious transactions.

For more on identity theft best practices, please visit www.hvshred.com

Year End/New Year Records Management Assessment Time

This last calendar month of the year and going into the first calendar month of 2016 is a good time to reflect and take stock of your record keeping process. Every business has the responsibility to safely and securely store and dispose of personally identifying private information. Not to mention, the huge legal liability in the face of HIPPA, Gramm-Leach Bliley and the whole alphabet soup of federal and state legislation that holds businesses accountable.

There are a variety of privacy concerns to consider, in addition to setting the clients’ minds at ease. When it comes to document destruction and shredding services, the best way to ensure simplicity and quality is to hire an outside firm to shred your sensitive papers. For professionals such as lawyers, physicians, and accountants, the easiest and most efficient method happens to be the method required by federal law.

A company that uses a mobile document shredding unit is the best available, since the document destruction capabilities go wherever they’re needed. No matter your business, no matter the location, a mobile shredding service can handle the task for you.

When hiring a document shredding firm, be sure to ask whether it’s necessary for you to prepare the documents for destruction – and if it is, keep looking. The most efficient way to eliminate old documents and expired paperwork is to simply hand them over to the professionals in charge of shredding. Spending hours removing every paper clip, rubber band and staple isn’t a good use of your company’s time, so make sure the shredding-and-baling unit your document destruction firm uses is a powerful one.

If your firm generates a substantial amount of paperwork every week, it might be a good idea to hire a document destruction company that makes regular pickups. Many companies will provide disposal bins, complete with lock and key. Schedule a regular pickup time, and make sure to have one or two employees serve as a regular liaison to the document destruction firm’s representatives. Your clients’ privacy will be worth it.

HV Shred can service all of your mobile document destruction needs. We offer same-day and next-day service, as well as routine service without hidden fees or surcharges. Our document shredding and mobile document shredding practices all conform to shredding regulations outlined in HIPAA, GLBA, and FACTA

For more on best practices in identity theft protection and navigating the alphabet soup of legislation, please visit www.hvshred.com

We are Extra Thankful for Record Recycling Numbers in November

We are full force into the 2015 Holiday Season and we got an early gift of our busiest November yet.  Over the course of the month of November, thanks to the support of the local business community, HV Shred helped shred and recycle enough paper to protect over 1500 trees and nearly 300 cubic yards of landfill.

Protecting identities and the environment are our top priorities.

Our mission is clear:  We are dedicated to delivering heartfelt, relationship focused service ensuring security, compliance, and sustainability for the business and local community. Secured data destruction customized and executed with appreciation and enthusiasm by our hand-picked, fully vetted team of professionals to safeguard confidentiality as well as protect and preserve the environment. We are the identity protection company who puts the confidence in confidential.

For resources and results for all manner of things related to identity theft protection and best practices in the realm of securely destroying and disposing confidential data, please visit www.hvshred.com

Best Practices on Cyber Monday

Thanksgiving officially kicks off the holiday season highlighted by Black Friday, Small Business Saturday, and Cyber Monday.  This week’s blog is adapted from one of our favorite on line safety resources–OnGuard Online produced by the FTC.  Yes, Cyber Monday promises unbelievable savings – but before commencing your shopping, here are some tips to help you save money and protect your personal information:

Know the seller and the item. Put the company or product name in a search engine, along with “review,” “complaint,” or “scam.” Read the reviews. Be sure you can contact the seller if you have a dispute.

Avoid clicking links in emails. Scammers know it’s Cyber Monday, too. Their phishing scams are after your money or personal information. If an unexpected email promises awesome online deals, don’t click on those embedded links. Check out the company first, confirm its web address, and type it in yourself.

Pay by credit card. Credit cards give you extra protections – like the right to dispute charges and temporarily withhold payment during an investigation. Whatever the deal might be, never mail cash or wire money to online sellers. And if a company insists you only pay with a gift card, it’s probably a scam.

Ensure happy returns. What are the site’s return or exchange policies? Is there a re-stocking fee?

Have a safe checkout. Look for a URL that starts with https. (The ‘s’ stands for secure). If there’s no ‘s,’ if you have doubts, or if you’re asked to email payment info, leave the site.

Keep records. Print or save records of online transactions until you get the goods. Keep the product description and price, receipt, return policy, and any emails related to your purchase.

For more on best practices in all things related to identity theft, please visit www.hvshred.com

Staying Protected While Connected

the Department of Homeland Security recently had a valuable post regarding best practices related to staying protected in our increasingly connected mode of living.

In his October, 2015 blog, Andy Ozment, Assistant Secretary, Cybersecurity and Communications observed that most of us have developed a very close relationship with our mobile devices: we carry them with us throughout the day, check them frequently, and even sleep with them nearby at night. Although mobile devices allow us to instantly connect with friends and family, to access the internet, get directions, and make purchases, this increased convenience also comes at an increased risk. Many of these online activities require us to provide personal information such as our name, email address, account number, and credit card information. This puts us at an increased risk of having this information compromised by cyber criminals.

In his role as Assistant Secretary, Cybersecurity and Communications at The Department of Homeland Security he urged all Americans to follow these simple steps to ensure the security of their personal information online:

  • Keep your private information private. Avoid sharing your full name, address, and other personal information online. Frequently check a website’s privacy options to ensure you have enabled the highest level of privacy as options may get updated or changed completely.
  • When in doubt, throw it out. Links in emails, tweets, posts, and online advertisements are often how cybercriminals compromise your computer or mobile device. If it looks suspicious, it’s best to delete it, even if you know the source. If appropriate, mark the message as “junk email” so that future messages from the sender do not end up in your inbox.
  • Set strong passwords. Setting passwords that are long, unique, and hard to guess is one of the most important things you can do to protect your online accounts. Changing passwords regularly and using different passwords for different accounts goes a long way to protecting your online information.
  • Secure your accounts. Ask for protection beyond passwords. Many websites now offer additional ways for you verify your identity are before you conduct business on their sites, such as two-factor authentication.
  • Secure your mobile device. In order to prevent theft and unauthorized access, use a passcode to lock your mobile device and always lock it when it’s not in use. Never leave your mobile device unattended in a public place.

For more on identity theft best practices please visit www.hvshred.com